{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-25-000090","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2025-08-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.741294+00:00","generated_at":"2026-05-17T10:43:28.094566+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"WaFd Q3 FY2025 net income $62M, down 4% YoY; loan growth slows, NIM compressed","bullets":["Net income $61.95M for quarter ended June 30, 2025 vs $64.56M YoY; EPS available to common $0.66 (implied).","Net interest margin narrowed to ~2.59% (estimated) as net interest income fell 5% to $168M.","Non-performing assets $97M (0.36% of total assets); allowance for credit losses $199M covers 205% of NPAs.","Deposits $21.4B, uninsured/uncollateralized at 23.8%; cost of deposits 2.77% vs Fed funds 4.50%.","YTD share buybacks 2.48M shares at $29.49; $0.27 quarterly dividend yield 3.63%; 9.1M shares remain authorized."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-25-000090","json":"https://secwatch.observer/filing/0000936528-25-000090.json","markdown":"https://secwatch.observer/filing/0000936528-25-000090.md","text":"https://secwatch.observer/filing/0000936528-25-000090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000090/0000936528-25-000090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000090/wfsl-20250822.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T10:43:28.094566+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}