{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-25-000104","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.675213+00:00","generated_at":"2026-05-17T01:49:48.428434+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"WaFd Q4 net income $61M; NPAs rise to 0.54% of assets from 0.36%","bullets":["Q4 diluted EPS $0.72, fiscal 2025 EPS $2.63; net interest margin improved to 2.71%.","Non-performing assets increased 47% QoQ to $143M; non-accrual loans $128.6M.","Delinquencies jumped to 0.60% of loans from 0.26% in June; total $122.6M.","Loan originations surged 103% QoQ to $1.37B; weighted average rate 6.87%.","Repurchased 969,653 shares at $29.74 avg; paid quarterly dividend of $0.27/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-25-000104","json":"https://secwatch.observer/filing/0000936528-25-000104.json","markdown":"https://secwatch.observer/filing/0000936528-25-000104.md","text":"https://secwatch.observer/filing/0000936528-25-000104.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000104/0000936528-25-000104-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000104/wfsl-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:49:48.428434+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}