secwatch.observer — SEC 8-K summary
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Issuer:     WAFD INC (WAFD)
CIK:        0000936528
Form:       8-K
Filed at:   2025-10-29T23:59:59+00:00
Accession:  0000936528-25-000104
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

WaFd Q4 net income $61M; NPAs rise to 0.54% of assets from 0.36%
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- Q4 diluted EPS $0.72, fiscal 2025 EPS $2.63; net interest margin improved to 2.71%.
- Non-performing assets increased 47% QoQ to $143M; non-accrual loans $128.6M.
- Delinquencies jumped to 0.60% of loans from 0.26% in June; total $122.6M.
- Loan originations surged 103% QoQ to $1.37B; weighted average rate 6.87%.
- Repurchased 969,653 shares at $29.74 avg; paid quarterly dividend of $0.27/share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/936528/000093652825000104/0000936528-25-000104-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/936528/000093652825000104/wfsl-20251016.htm
  HTML page:      https://secwatch.observer/filing/0000936528-25-000104

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer