{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-26-000011","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2026-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.086614+00:00","generated_at":"2026-05-16T10:03:42.832015+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"WaFd Q1 EPS $0.79 (+10% linked qtr); NPA ratio rises to 0.75% from 0.54%","bullets":["Net income $64.0M; diluted EPS $0.79 vs $0.72 prior quarter and $0.54 year-ago.","Net interest income $171M (+$1M QoQ); net interest margin 2.70%, stable.","Non-performing assets $203M, 0.75% of total assets vs 0.54% prior quarter.","Delinquencies rose $92M to 1.07% of total loans from 0.60% in September.","Repurchased 1.95M shares at avg $29.75; TBV per share grew to $29.91."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-26-000011","json":"https://secwatch.observer/filing/0000936528-26-000011.json","markdown":"https://secwatch.observer/filing/0000936528-26-000011.md","text":"https://secwatch.observer/filing/0000936528-26-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000011/0000936528-26-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000011/wfsl-20260115.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:03:42.832015+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}