secwatch.observer — SEC 8-K summary
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Issuer:     WAFD INC (WAFD)
CIK:        0000936528
Form:       8-K
Filed at:   2026-01-16T23:59:59+00:00
Accession:  0000936528-26-000011
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

WaFd Q1 EPS $0.79 (+10% linked qtr); NPA ratio rises to 0.75% from 0.54%
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- Net income $64.0M; diluted EPS $0.79 vs $0.72 prior quarter and $0.54 year-ago.
- Net interest income $171M (+$1M QoQ); net interest margin 2.70%, stable.
- Non-performing assets $203M, 0.75% of total assets vs 0.54% prior quarter.
- Delinquencies rose $92M to 1.07% of total loans from 0.60% in September.
- Repurchased 1.95M shares at avg $29.75; TBV per share grew to $29.91.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/936528/000093652826000011/0000936528-26-000011-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/936528/000093652826000011/wfsl-20260115.htm
  HTML page:      https://secwatch.observer/filing/0000936528-26-000011

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer