{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-26-000013","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.086769+00:00","generated_at":"2026-05-16T09:12:16.561678+00:00","sec_items":["7.01","9.01"],"event_type":"regulatory","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"WaFd Bank's CRA rating upgraded to 'Satisfactory' after successful FDIC appeal","bullets":["SARC granted appeal on Jan 16, 2026; lending test upgraded from 'Needs to Improve' to 'Low Satisfactory'.","Overall CRA rating elevated to 'Satisfactory'; removes restrictions associated with prior rating.","WaFd Bank reported $27.3B in assets and 208 branches as of Dec 31, 2025.","CEO Brent Beardall cited proper peer group comparison and community development lending credit."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-26-000013","json":"https://secwatch.observer/filing/0000936528-26-000013.json","markdown":"https://secwatch.observer/filing/0000936528-26-000013.md","text":"https://secwatch.observer/filing/0000936528-26-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000013/0000936528-26-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000013/wfsl-20260121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:12:16.561678+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}