secwatch.observer — SEC 8-K summary
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Issuer:     WAFD INC (WAFD)
CIK:        0000936528
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0000936528-26-000013
Event type: regulatory
Sentiment:  positive
Materiality: 0.65
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

WaFd Bank's CRA rating upgraded to 'Satisfactory' after successful FDIC appeal
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- SARC granted appeal on Jan 16, 2026; lending test upgraded from 'Needs to Improve' to 'Low Satisfactory'.
- Overall CRA rating elevated to 'Satisfactory'; removes restrictions associated with prior rating.
- WaFd Bank reported $27.3B in assets and 208 branches as of Dec 31, 2025.
- CEO Brent Beardall cited proper peer group comparison and community development lending credit.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/936528/000093652826000013/0000936528-26-000013-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/936528/000093652826000013/wfsl-20260121.htm
  HTML page:      https://secwatch.observer/filing/0000936528-26-000013

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer