{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-26-000026","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2026-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.087292+00:00","generated_at":"2026-05-16T01:22:12.013344+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"WaFd reports Q1 fiscal 2026 net income up 36% to $64.2M; efficiency ratio improves to 55.3%","bullets":["Net income $64.2M for Q1 ended Dec 31, 2025, up 36% from $47.3M prior year; common net income $60.5M (+39%).","Net interest income $171.1M (+10% YoY); non-interest income $20.3M (+29%); efficiency ratio 55.3% vs 65.0%.","Total assets $27.3B, loans $19.8B, deposits $21.4B; NPAs 0.75% of assets; ACL 0.95% of loans.","Repurchased 1.95M shares YTD at $29.75; Board authorized additional 4.5M share buyback on Feb 3, 2026; dividend $0.27."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-26-000026","json":"https://secwatch.observer/filing/0000936528-26-000026.json","markdown":"https://secwatch.observer/filing/0000936528-26-000026.md","text":"https://secwatch.observer/filing/0000936528-26-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000026/0000936528-26-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000026/wfsl-20260223.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:22:12.013344+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}