{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-26-000038","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2026-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.954761+00:00","generated_at":"2026-05-15T05:41:08.317500+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"WaFd Q2 net income $66M, EPS $0.82; NIM widens to 2.81%","bullets":["Net income of $66M, diluted EPS $0.82, ROTCE of 10.8%.","Net interest margin improved to 2.81% from 2.70%; net interest income $178M.","Non-performing assets fell to 0.48% of assets vs 0.75%; delinquencies to 0.78% vs 1.07%.","Repurchased 2.7M shares at $31.85, reducing shares by 3.6%.","Tangible book value per share rose to $30.27; quarterly dividend $0.27."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-26-000038","json":"https://secwatch.observer/filing/0000936528-26-000038.json","markdown":"https://secwatch.observer/filing/0000936528-26-000038.md","text":"https://secwatch.observer/filing/0000936528-26-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000038/0000936528-26-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000038/wfsl-20260416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:41:08.317500+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d58ae62c959b61ae9df6dd54be6c3b3c8f4847d2","claim":"WAFD INC reported the quarter ended March 31, 2026 results: net income $66 million, EPS $0.82.","evidence_excerpt":"Financial Condition) of Form 8-K. --- EX-99.1 (EX-99.1) --- Thursday, April 16, 2026 FOR IMMEDIATE RELEASE WaFd Announces Quarterly Earnings Per Share Of $0.82 Q2 Highlights $66 Million $0.82 0.96% 10.8% Net Income Diluted Earnings per Common Share Return on Average Assets Return on Tangible Common Equity 1 Uncertainty seems to be our new reality, not just in","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000038/0000936528-26-000038-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$66 million"},{"label":"EPS","value":"$0.82"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}