---
schema_version: "secwatch.filing_event.v1"
accession: "0000936528-26-000038"
form_type: "8-K"
ticker: "WAFD"
cik: "0000936528"
company_name: "WAFD INC"
filed_at: "2026-04-17T23:59:59+00:00"
generated_at: "2026-05-15T05:41:08.317500+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# WaFd Q2 net income $66M, EPS $0.82; NIM widens to 2.81%

## Summary
- Net income of $66M, diluted EPS $0.82, ROTCE of 10.8%.
- Net interest margin improved to 2.81% from 2.70%; net interest income $178M.
- Non-performing assets fell to 0.48% of assets vs 0.75%; delinquencies to 0.78% vs 1.07%.
- Repurchased 2.7M shares at $31.85, reducing shares by 3.6%.
- Tangible book value per share rose to $30.27; quarterly dividend $0.27.

## SEC filing metadata
- accession: 0000936528-26-000038
- form_type: 8-K
- ticker: WAFD
- cik: 0000936528
- company_name: WAFD INC
- filed_at: 2026-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/936528/000093652826000038/0000936528-26-000038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/936528/000093652826000038/wfsl-20260416.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000936528-26-000038
- JSON: https://secwatch.observer/filing/0000936528-26-000038.json
- Plain text: https://secwatch.observer/filing/0000936528-26-000038.txt

## Key facts
- Earnings Releases
  WAFD INC reported the quarter ended March 31, 2026 results: net income $66 million, EPS $0.82.
  - Period: the quarter ended March 31, 2026
  - Net income: $66 million
  - EPS: $0.82
  - Result: reported results
  source text: Financial Condition) of Form 8-K. --- EX-99.1 (EX-99.1) --- Thursday, April 16, 2026 FOR IMMEDIATE RELEASE WaFd Announces Quarterly Earnings Per Share Of $0.82 Q2 Highlights $66 Million $0.82 0.96% 10.8% Net Income Diluted Earnings per Common Share Return on Average Assets Return on Tangible Common Equity 1 Uncertainty seems to be our new reality, not just in
  evidence_url: https://www.sec.gov/Archives/edgar/data/936528/000093652826000038/0000936528-26-000038-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.