secwatch.observer — SEC 8-K summary
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Issuer:     WAFD INC (WAFD)
CIK:        0000936528
Form:       8-K
Filed at:   2026-07-17T17:03:27+00:00
Accession:  0000936528-26-000055
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

WaFd Q3 EPS $0.84, up 15% YoY; net income $66M; efficiency ratio 53.7%
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- Diluted EPS $0.84, up 15% YoY from $0.73; net income $66M.
- Net interest income $181M, up from $178M in Q2; NIM stable at 2.81%.
- Efficiency ratio improved to 53.69% from 55.66% in prior quarter.
- Non-performing assets 0.49% of total assets; delinquencies 0.75% (down from 0.78%).
- ROATCE 11.0% vs 10.8% in Q2; 4.7M shares repurchased YTD; dividend $0.27 per share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/936528/000093652826000055/0000936528-26-000055-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/936528/000093652826000055/wfsl-20260716.htm
  HTML page:      https://secwatch.observer/filing/0000936528-26-000055

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer