{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-26-000058","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2026-07-28T19:33:32+00:00","discovered_at":"2026-07-28T19:34:05.326149+00:00","generated_at":"2026-07-28T19:34:11.710447+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"WaFd Q3 2026 net income $66.1M, EPS $0.84; NIM 2.81%, efficiency ratio 53.69%","bullets":["Q3 2026 net income $66.1M, diluted EPS $0.84; ROATCE 11.04%, efficiency ratio 53.69%.","Net interest margin 2.81% unchanged QoQ; net loans grew $51M to $20.0B.","Non-performing assets 0.49% of total assets; ACL 1.08% of gross loans.","CET1 ratio 11.36%; tangible equity to tangible assets 9.50%.","Dividend $0.27/share (2.81% yield); 4.7M shares repurchased YTD at $30.99."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-26-000058","json":"https://secwatch.observer/filing/0000936528-26-000058.json","markdown":"https://secwatch.observer/filing/0000936528-26-000058.md","text":"https://secwatch.observer/filing/0000936528-26-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000058/0000936528-26-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652826000058/wfsl-20260727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T19:34:11.710447+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}