---
schema_version: "secwatch.filing_event.v1"
accession: "0000936528-26-000058"
form_type: "8-K"
ticker: "WAFD"
cik: "0000936528"
company_name: "WAFD INC"
filed_at: "2026-07-28T19:33:32+00:00"
generated_at: "2026-07-28T19:34:11.710447+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# WaFd Q3 2026 net income $66.1M, EPS $0.84; NIM 2.81%, efficiency ratio 53.69%

## Summary
- Q3 2026 net income $66.1M, diluted EPS $0.84; ROATCE 11.04%, efficiency ratio 53.69%.
- Net interest margin 2.81% unchanged QoQ; net loans grew $51M to $20.0B.
- Non-performing assets 0.49% of total assets; ACL 1.08% of gross loans.
- CET1 ratio 11.36%; tangible equity to tangible assets 9.50%.
- Dividend $0.27/share (2.81% yield); 4.7M shares repurchased YTD at $30.99.

## SEC filing metadata
- accession: 0000936528-26-000058
- form_type: 8-K
- ticker: WAFD
- cik: 0000936528
- company_name: WAFD INC
- filed_at: 2026-07-28T19:33:32+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/936528/000093652826000058/0000936528-26-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/936528/000093652826000058/wfsl-20260727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000936528-26-000058
- JSON: https://secwatch.observer/filing/0000936528-26-000058.json
- Plain text: https://secwatch.observer/filing/0000936528-26-000058.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.