{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-21-000214","form_type":"8-K","ticker":"SFDL","cik":"0000818677","company_name":"SECURITY FEDERAL CORP","filed_at":"2021-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.884027+00:00","generated_at":"2026-06-30T00:10:00.980747+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Security Federal Q2 net income up 45% to $2.9M; EPS $0.90 vs $0.62 YoY","bullets":["Net income $2.9M ($0.90 EPS) for Q2 ended June 30, 2021 vs $2.0M ($0.62 EPS) a year ago.","Net interest income rose 5.4% to $7.7M; provision for loan losses was negative $735,000.","YTD net income $6.1M ($1.88 EPS) vs $3.1M ($0.97 EPS); increase driven by lower interest expense and loan loss provision.","Non-performing assets improved to $3.2M (0.63% of loans) from $4.0M (0.74%) at June 30, 2020.","Book value per share $35.43 at June 30, 2021 vs $34.40 at Dec. 31, 2020; deposits grew 8.3% to $994.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-21-000214","json":"https://secwatch.observer/filing/0000939057-21-000214.json","markdown":"https://secwatch.observer/filing/0000939057-21-000214.md","text":"https://secwatch.observer/filing/0000939057-21-000214.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/818677/000093905721000214/0000939057-21-000214-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/818677/000093905721000214/8k63021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T00:10:00.980747+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}