{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-21-000303","form_type":"8-K","ticker":"BANR","cik":"0000946673","company_name":"BANNER CORP","filed_at":"2021-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:16.363853+00:00","generated_at":"2026-06-28T19:29:23.785332+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Banner Q3 net income $49.9M ($1.44 EPS), down 8% QoQ; announces Banner Forward cost initiative, declares $0.41 dividend","bullets":["Q3 net income $49.9M ($1.44 diluted EPS) vs $54.4M ($1.56) Q2; revenue $155.5M up 4% QoQ and YoY.","Recorded $8.6M recapture of provision for credit losses; allowance now 1.52% of loans.","Banner Forward restructuring incurred $7.6M in Q3; initiative targets revenue growth and cost reduction, full implementation by 2023.","Declared $0.41 quarterly dividend payable Nov 12; repurchased 300K shares at avg $55.50 during Q3.","Core deposits grew 18% YoY to $13.31B; NPA ratio fell to 0.18% of assets."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-21-000303","json":"https://secwatch.observer/filing/0000939057-21-000303.json","markdown":"https://secwatch.observer/filing/0000939057-21-000303.md","text":"https://secwatch.observer/filing/0000939057-21-000303.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/946673/000093905721000303/0000939057-21-000303-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/946673/000093905721000303/8k93021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T19:29:23.785332+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}