{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-21-000316","form_type":"8-K","ticker":"TSBK","cik":"0001046050","company_name":"TIMBERLAND BANCORP INC","filed_at":"2021-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.253347+00:00","generated_at":"2026-06-28T16:04:23.103577+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Timberland Bancorp FY2021 net income rises 14% to $27.58M; EPS $3.27; declares $0.21 dividend","bullets":["FY2021 net income $27.58M ($3.27 diluted EPS), up 14% from $24.27M ($2.88) in FY2020.","Q4 net income $6.02M ($0.71 EPS) vs $6.36M ($0.76) year ago; ROA 1.36%, ROE 11.77%.","Net interest margin 3.25% for FY2021 vs 3.90% prior year; NIM compressed due to low rates and high liquidity.","Quarterly cash dividend of $0.21 per share declared, payable Nov 26, 2021 to record Nov 12.","Total deposits grew 16% YoY to $1.57B; assets $1.79B; non-performing assets ratio improved to 0.18%."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-21-000316","json":"https://secwatch.observer/filing/0000939057-21-000316.json","markdown":"https://secwatch.observer/filing/0000939057-21-000316.md","text":"https://secwatch.observer/filing/0000939057-21-000316.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046050/000093905721000316/0000939057-21-000316-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046050/000093905721000316/timb8k102821.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:04:23.103577+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}