---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-21-000316"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2021-10-29T23:59:59+00:00"
generated_at: "2026-06-28T16:04:23.103577+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Timberland Bancorp FY2021 net income rises 14% to $27.58M; EPS $3.27; declares $0.21 dividend

## Summary
- FY2021 net income $27.58M ($3.27 diluted EPS), up 14% from $24.27M ($2.88) in FY2020.
- Q4 net income $6.02M ($0.71 EPS) vs $6.36M ($0.76) year ago; ROA 1.36%, ROE 11.77%.
- Net interest margin 3.25% for FY2021 vs 3.90% prior year; NIM compressed due to low rates and high liquidity.
- Quarterly cash dividend of $0.21 per share declared, payable Nov 26, 2021 to record Nov 12.
- Total deposits grew 16% YoY to $1.57B; assets $1.79B; non-performing assets ratio improved to 0.18%.

## SEC filing metadata
- accession: 0000939057-21-000316
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2021-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905721000316/0000939057-21-000316-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905721000316/timb8k102821.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-21-000316
- JSON: https://secwatch.observer/filing/0000939057-21-000316.json
- Plain text: https://secwatch.observer/filing/0000939057-21-000316.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.