---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-22-000031"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2022-02-01T23:59:59+00:00"
generated_at: "2026-06-27T12:45:51.638739+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q3 fiscal 2022 net income $5.5M, $0.25 EPS; loan growth 20.9% annualized

## Summary
- Net income $5.5M ($0.25 diluted EPS) vs $6.4M prior quarter and $4.0M year ago.
- Net interest income $12.1M, net interest margin 2.96%, down 16 bps sequentially.
- Loans increased $47.7M (20.9% annualized) driven by $30.2M organic growth and $35.1M purchased loans.
- Recapture of loan losses $1.3M; allowance for loan losses 1.58% of total loans.
- Non-performing assets 0.11% of total assets; classified assets down to $6.5M.

## SEC filing metadata
- accession: 0000939057-22-000031
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2022-02-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000031/0000939057-22-000031-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000031/riv8k12722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-22-000031
- JSON: https://secwatch.observer/filing/0000939057-22-000031.json
- Plain text: https://secwatch.observer/filing/0000939057-22-000031.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.