---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-22-000118"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2022-04-27T23:59:59+00:00"
generated_at: "2026-06-26T03:54:35.168151+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Timberland Q2 net income $5.33M ($0.63 EPS) down YoY; loan growth 5.7% ex-PPP

## Summary
- Net income $5.33M ($0.63 diluted EPS) vs $7.25M ($0.86) YoY; six-month EPS $1.28 vs $1.73.
- Net interest margin 2.95% (up 3 bps QoQ, down 26 bps YoY); efficiency ratio 58.42%.
- Net loans (ex-PPP) +5.7% QoQ (22.8% annualized); CRE +$26.1M, commercial business +$23.6M.
- Non-performing assets ratio improved to 0.16%; no provision for loan losses; net charge-offs $35K.
- Declared $0.22 quarterly dividend (payable May 27); repurchased 61,565 shares for $1.72M.

## SEC filing metadata
- accession: 0000939057-22-000118
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2022-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000118/0000939057-22-000118-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000118/timb8k42622.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-22-000118
- JSON: https://secwatch.observer/filing/0000939057-22-000118.json
- Plain text: https://secwatch.observer/filing/0000939057-22-000118.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.