{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-22-000133","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2022-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.432269+00:00","generated_at":"2026-06-26T00:20:34.216486+00:00","sec_items":["2.02"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Riverview Bancorp reports record FY2022 net income $21.8M; Q4 EPS $0.19 down from $0.25 prior quarter","bullets":["Net income for fiscal 2022 more than doubled to $21.8M ($0.98 diluted EPS) vs $10.5M ($0.47) in fiscal 2021.","Q4 net income $4.1M ($0.19 diluted EPS) vs $5.5M ($0.25) prior quarter; net interest margin 2.98%.","Total loans increased $28.2M (11.9% annualized) during Q4, with organic growth of $28.5M; loan pipeline $101.4M.","Non-performing assets rose to $22.1M (1.27% of assets) from $1.8M (0.11%) due to SBA guaranteed loan servicing transfer; company expects resolution.","Recorded a $650,000 recapture of loan losses; total risk-based capital ratio 16.38%; Tier 1 leverage 9.19%."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-22-000133","json":"https://secwatch.observer/filing/0000939057-22-000133.json","markdown":"https://secwatch.observer/filing/0000939057-22-000133.md","text":"https://secwatch.observer/filing/0000939057-22-000133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000133/0000939057-22-000133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000133/riv8k42822.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T00:20:34.216486+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}