---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-22-000133"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2022-05-04T23:59:59+00:00"
generated_at: "2026-06-26T00:20:34.216486+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp reports record FY2022 net income $21.8M; Q4 EPS $0.19 down from $0.25 prior quarter

## Summary
- Net income for fiscal 2022 more than doubled to $21.8M ($0.98 diluted EPS) vs $10.5M ($0.47) in fiscal 2021.
- Q4 net income $4.1M ($0.19 diluted EPS) vs $5.5M ($0.25) prior quarter; net interest margin 2.98%.
- Total loans increased $28.2M (11.9% annualized) during Q4, with organic growth of $28.5M; loan pipeline $101.4M.
- Non-performing assets rose to $22.1M (1.27% of assets) from $1.8M (0.11%) due to SBA guaranteed loan servicing transfer; company expects resolution.
- Recorded a $650,000 recapture of loan losses; total risk-based capital ratio 16.38%; Tier 1 leverage 9.19%.

## SEC filing metadata
- accession: 0000939057-22-000133
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2022-05-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000133/0000939057-22-000133-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000133/riv8k42822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-22-000133
- JSON: https://secwatch.observer/filing/0000939057-22-000133.json
- Plain text: https://secwatch.observer/filing/0000939057-22-000133.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.