---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-22-000194"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2022-07-28T23:59:59+00:00"
generated_at: "2026-06-24T07:14:49.778577+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Timberland Bancorp Q3 net income $5.74M, EPS $0.69, declares $0.22 dividend

## Summary
- Net income $5.74M ($0.69 diluted EPS) vs $5.33M ($0.63) prior quarter and $7.02M ($0.83) year ago.
- Net loans receivable excluding PPP loans increased 5.7% (22.8% annualized) during quarter led by multi-family, commercial business, CRE.
- Net interest margin expanded 16 bps to 3.11% from 2.95% prior quarter, benefiting from Fed rate increases.
- Board declared $0.22 quarterly cash dividend payable Aug 26, 2022 to holders of record Aug 12, 2022.
- Non-performing assets to total assets improved to 0.13% from 0.16% prior quarter; no net charge-offs.

## SEC filing metadata
- accession: 0000939057-22-000194
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2022-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000194/0000939057-22-000194-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000194/timb8k72622.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-22-000194
- JSON: https://secwatch.observer/filing/0000939057-22-000194.json
- Plain text: https://secwatch.observer/filing/0000939057-22-000194.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.