{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-22-000207","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2022-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.752340+00:00","generated_at":"2026-06-24T05:39:39.481907+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Riverview Bancorp Q1 FY2023 net income $4.7M; NIM expands to 3.11%","bullets":["Net income of $4.7M ($0.21 diluted EPS) vs $4.1M ($0.19) prior quarter and $5.8M ($0.26) year ago.","Net interest margin expanded to 3.11% from 2.98% prior quarter; cost of deposits fell to 0.07%.","Total loans increased $22.1M to $1.01B, driven by $26.8M purchase of 1-4 family loans; loan pipeline $66.8M.","No provision for loan losses; non-performing loans (ex-govt guarantee) $262k, or 0.02% of assets.","Deposits $1.50B, up 5.8% YoY; checking accounts 52% of deposits; quarterly cash dividend $0.06/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-22-000207","json":"https://secwatch.observer/filing/0000939057-22-000207.json","markdown":"https://secwatch.observer/filing/0000939057-22-000207.md","text":"https://secwatch.observer/filing/0000939057-22-000207.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000207/0000939057-22-000207-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000207/riv8k72822.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T05:39:39.481907+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}