---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-22-000207"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2022-08-02T23:59:59+00:00"
generated_at: "2026-06-24T05:39:39.481907+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q1 FY2023 net income $4.7M; NIM expands to 3.11%

## Summary
- Net income of $4.7M ($0.21 diluted EPS) vs $4.1M ($0.19) prior quarter and $5.8M ($0.26) year ago.
- Net interest margin expanded to 3.11% from 2.98% prior quarter; cost of deposits fell to 0.07%.
- Total loans increased $22.1M to $1.01B, driven by $26.8M purchase of 1-4 family loans; loan pipeline $66.8M.
- No provision for loan losses; non-performing loans (ex-govt guarantee) $262k, or 0.02% of assets.
- Deposits $1.50B, up 5.8% YoY; checking accounts 52% of deposits; quarterly cash dividend $0.06/share.

## SEC filing metadata
- accession: 0000939057-22-000207
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2022-08-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000207/0000939057-22-000207-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000207/riv8k72822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-22-000207
- JSON: https://secwatch.observer/filing/0000939057-22-000207.json
- Plain text: https://secwatch.observer/filing/0000939057-22-000207.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.