{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-22-000316","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2022-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.366601+00:00","generated_at":"2026-06-22T22:20:40.364503+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Riverview Bancorp Q2 FY2023 EPS $0.24, NIM expands to 3.30%","bullets":["Net income of $5.2M ($0.24 diluted EPS) vs $0.21 prior quarter and $0.29 year-ago quarter.","Net interest margin expanded 19 bps to 3.30% from 3.11% prior quarter; core NIM 3.37%.","Total loans flat QoQ at $1.01B; purchased $8.7M commercial loans. Deposits $1.49B, down $6.3M.","No provision for loan losses; non-performing loans ex-govt guaranteed $248k (0.01% of assets).","Paid quarterly dividend of $0.06/share; completed $5.0M stock repurchase (718,734 shares at avg $6.96)."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-22-000316","json":"https://secwatch.observer/filing/0000939057-22-000316.json","markdown":"https://secwatch.observer/filing/0000939057-22-000316.md","text":"https://secwatch.observer/filing/0000939057-22-000316.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/0000939057-22-000316-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/riv8k102722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T22:20:40.364503+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e53387755d4802038a651acaca648b9f81ba0f57","claim":"RIVERVIEW BANCORP INC reported the second fiscal quarter ended September 30, 2022 results: net income $5.2 million, EPS $0.24 per diluted share.","evidence_excerpt":"Riverview Bancorp, Inc. (Nasdaq GSM: RVSB) (“Riverview” or the “Company”) today reported earnings of $5.2 million, or $0.24 per diluted share, in the second fiscal quarter ended September 30, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/0000939057-22-000316-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second fiscal quarter ended September 30, 2022"},{"label":"Net income","value":"$5.2 million"},{"label":"EPS","value":"$0.24 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"fb623c7c04c0e5352dfd8e64d9348530e53ef834","claim":"RIVERVIEW BANCORP INC reported first six months of fiscal 2023 results: net income $9.8 million, EPS $0.45 per diluted share.","evidence_excerpt":"In the first six months of fiscal 2023, net income was $9.8 million, or $0.45 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/0000939057-22-000316-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first six months of fiscal 2023"},{"label":"Net income","value":"$9.8 million"},{"label":"EPS","value":"$0.45 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}