---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-22-000316"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2022-10-28T23:59:59+00:00"
generated_at: "2026-06-22T22:20:40.364503+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q2 FY2023 EPS $0.24, NIM expands to 3.30%

## Summary
- Net income of $5.2M ($0.24 diluted EPS) vs $0.21 prior quarter and $0.29 year-ago quarter.
- Net interest margin expanded 19 bps to 3.30% from 3.11% prior quarter; core NIM 3.37%.
- Total loans flat QoQ at $1.01B; purchased $8.7M commercial loans. Deposits $1.49B, down $6.3M.
- No provision for loan losses; non-performing loans ex-govt guaranteed $248k (0.01% of assets).
- Paid quarterly dividend of $0.06/share; completed $5.0M stock repurchase (718,734 shares at avg $6.96).

## SEC filing metadata
- accession: 0000939057-22-000316
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2022-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/0000939057-22-000316-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/riv8k102722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-22-000316
- JSON: https://secwatch.observer/filing/0000939057-22-000316.json
- Plain text: https://secwatch.observer/filing/0000939057-22-000316.txt

## Key facts
- Earnings Releases
  RIVERVIEW BANCORP INC reported the second fiscal quarter ended September 30, 2022 results: net income $5.2 million, EPS $0.24 per diluted share.
  - Period: the second fiscal quarter ended September 30, 2022
  - Net income: $5.2 million
  - EPS: $0.24 per diluted share
  - Result: reported results
  source text: Riverview Bancorp, Inc. (Nasdaq GSM: RVSB) (“Riverview” or the “Company”) today reported earnings of $5.2 million, or $0.24 per diluted share, in the second fiscal quarter ended September 30, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/0000939057-22-000316-index.htm
- Earnings Releases
  RIVERVIEW BANCORP INC reported first six months of fiscal 2023 results: net income $9.8 million, EPS $0.45 per diluted share.
  - Period: first six months of fiscal 2023
  - Net income: $9.8 million
  - EPS: $0.45 per diluted share
  - Result: reported results
  source text: In the first six months of fiscal 2023, net income was $9.8 million, or $0.45 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1041368/000093905722000316/0000939057-22-000316-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.