---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-22-000323"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2022-11-01T23:59:59+00:00"
generated_at: "2026-06-22T16:53:07.715011+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Timberland Bancorp Q4 net income up 23% to $0.85 EPS; declares $0.22 quarterly and $0.10 special dividend

## Summary
- Net income of $7.05M ($0.85 diluted EPS) vs $5.74M ($0.69) prior quarter and $6.02M ($0.71) year ago.
- Net interest margin expanded 53 bps to 3.64% from 3.11% prior quarter.
- Loan portfolio (ex-PPP) grew 22% YoY; total assets $1.86B.
- Quarterly cash dividend $0.22/share and special cash dividend $0.10/share, payable Nov 25.
- Non-performing assets to total assets improved to 0.12%; no charge-offs in quarter.

## SEC filing metadata
- accession: 0000939057-22-000323
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2022-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000323/0000939057-22-000323-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000323/timb8k103122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-22-000323
- JSON: https://secwatch.observer/filing/0000939057-22-000323.json
- Plain text: https://secwatch.observer/filing/0000939057-22-000323.txt

## Key facts
- Earnings Releases
  TIMBERLAND BANCORP INC reported the fiscal year ended September 30, 2022 results: net income $23.60 million, EPS $2.82 per diluted common share.
  - Period: the fiscal year ended September 30, 2022
  - Net income: $23.60 million
  - EPS: $2.82 per diluted common share
  - Result: reported results
  source text: Timberland also reported net income of $23.60 million, or $2.82 per diluted common share, for the fiscal year ended September 30, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000323/0000939057-22-000323-index.htm
- Earnings Releases
  TIMBERLAND BANCORP INC reported the quarter ended September 30, 2022 results: net income $7.05 million, EPS $0.85 per diluted common share.
  - Period: the quarter ended September 30, 2022
  - Net income: $7.05 million
  - EPS: $0.85 per diluted common share
  - Result: reported results
  source text: Timberland Bancorp, Inc. (the “Company”) issued its earnings release for the quarter ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1046050/000093905722000323/0000939057-22-000323-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.