{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-23-000012","form_type":"8-K","ticker":"PROV","cik":"0001010470","company_name":"PROVIDENT FINANCIAL HOLDINGS INC","filed_at":"2023-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.467563+00:00","generated_at":"2026-06-20T06:59:52.892636+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Provident Financial Q2 net income $2.37M ($0.33 EPS), up 5% YoY; NIM expands 41 bps to 3.05%","bullets":["Net income $2.37M vs $2.26M YoY; diluted EPS $0.33 on 7.24M shares.","Net interest margin 3.05%, up 41 bps from 2.64% in prior-year quarter.","Loans held for investment $1.04B, up 11% from June 30, 2022.","Non-performing assets 0.08% of total assets; no real estate owned.","Repurchased 103,290 shares at avg $14.26; 211,345 shares remain available under buyback."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-23-000012","json":"https://secwatch.observer/filing/0000939057-23-000012.json","markdown":"https://secwatch.observer/filing/0000939057-23-000012.md","text":"https://secwatch.observer/filing/0000939057-23-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1010470/000093905723000012/0000939057-23-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1010470/000093905723000012/prov8k12723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T06:59:52.892636+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8f48d8f56a171f69aa97702cc0e0544ce3a1f667","claim":"PROVIDENT FINANCIAL HOLDINGS INC reported the quarter ended December 31, 2022 results: net income $2.37 million, EPS $0.33 per diluted share.","evidence_excerpt":"For the quarter ended December 31, 2022, the Company reported net income of $2.37 million, or $0.33 per diluted share (on 7.24 million average diluted shares outstanding), up five percent from net income of $2.26 million, or $0.30 per diluted share (on 7.48 million average diluted shares outstanding), in the comparable period a year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1010470/000093905723000012/0000939057-23-000012-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$2.37 million"},{"label":"EPS","value":"$0.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}