secwatch.observer — SEC 8-K summary
======================================

Issuer:     PROVIDENT FINANCIAL HOLDINGS INC (PROV)
CIK:        0001010470
Form:       8-K
Filed at:   2023-01-27T23:59:59+00:00
Accession:  0000939057-23-000012
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Provident Financial Q2 net income $2.37M ($0.33 EPS), up 5% YoY; NIM expands 41 bps to 3.05%
--------------------------------------------------------------------------------

- Net income $2.37M vs $2.26M YoY; diluted EPS $0.33 on 7.24M shares.
- Net interest margin 3.05%, up 41 bps from 2.64% in prior-year quarter.
- Loans held for investment $1.04B, up 11% from June 30, 2022.
- Non-performing assets 0.08% of total assets; no real estate owned.
- Repurchased 103,290 shares at avg $14.26; 211,345 shares remain available under buyback.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1010470/000093905723000012/0000939057-23-000012-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1010470/000093905723000012/prov8k12723.htm
  HTML page:      https://secwatch.observer/filing/0000939057-23-000012

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer