{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-23-000023","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2023-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.629511+00:00","generated_at":"2026-06-20T04:45:07.359152+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Riverview Bancorp Q3 fiscal 2023 net income $5.2M ($0.24 EPS); NIM expands to 3.48%","bullets":["Net income $5.2M ($0.24 diluted) vs $5.5M ($0.25) year ago; no provision for loan losses.","Net interest margin expanded to 3.48% from 2.96% YoY; net interest income rose to $13.7M.","Total deposits fell $123M to $1.37B; FHLB advances of $32.3M partially offset decline.","Non-performing loans ex-govt guaranteed were $236,000 (0.01% assets); allowance 1.43%.","Declared $0.06 quarterly dividend; board authorized $2.5M share repurchase program."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-23-000023","json":"https://secwatch.observer/filing/0000939057-23-000023.json","markdown":"https://secwatch.observer/filing/0000939057-23-000023.md","text":"https://secwatch.observer/filing/0000939057-23-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/0000939057-23-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/riv8k12623.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T04:45:07.359152+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"087e370fe9d0abefa00d1c148bbf72f6c61dc6cb","claim":"RIVERVIEW BANCORP INC reported third fiscal quarter ended December 31, 2022 results: net income $5.2 million, EPS $0.24 per diluted share.","evidence_excerpt":"Riverview Bancorp, Inc. (Nasdaq GSM: RVSB) (“Riverview” or the “Company”) today reported earnings of $5.2 million, or $0.24 per diluted share, in the third fiscal quarter ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/0000939057-23-000023-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third fiscal quarter ended December 31, 2022"},{"label":"Net income","value":"$5.2 million"},{"label":"EPS","value":"$0.24 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}