---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-23-000023"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2023-01-31T23:59:59+00:00"
generated_at: "2026-06-20T04:45:07.359152+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q3 fiscal 2023 net income $5.2M ($0.24 EPS); NIM expands to 3.48%

## Summary
- Net income $5.2M ($0.24 diluted) vs $5.5M ($0.25) year ago; no provision for loan losses.
- Net interest margin expanded to 3.48% from 2.96% YoY; net interest income rose to $13.7M.
- Total deposits fell $123M to $1.37B; FHLB advances of $32.3M partially offset decline.
- Non-performing loans ex-govt guaranteed were $236,000 (0.01% assets); allowance 1.43%.
- Declared $0.06 quarterly dividend; board authorized $2.5M share repurchase program.

## SEC filing metadata
- accession: 0000939057-23-000023
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2023-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/0000939057-23-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/riv8k12623.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-23-000023
- JSON: https://secwatch.observer/filing/0000939057-23-000023.json
- Plain text: https://secwatch.observer/filing/0000939057-23-000023.txt

## Key facts
- Earnings Releases
  RIVERVIEW BANCORP INC reported third fiscal quarter ended December 31, 2022 results: net income $5.2 million, EPS $0.24 per diluted share.
  - Period: third fiscal quarter ended December 31, 2022
  - Net income: $5.2 million
  - EPS: $0.24 per diluted share
  - Result: reported results
  source text: Riverview Bancorp, Inc. (Nasdaq GSM: RVSB) (“Riverview” or the “Company”) today reported earnings of $5.2 million, or $0.24 per diluted share, in the third fiscal quarter ended December 31, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/0000939057-23-000023-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.