secwatch.observer — SEC 8-K summary
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Issuer:     RIVERVIEW BANCORP INC (RVSB)
CIK:        0001041368
Form:       8-K
Filed at:   2023-01-31T23:59:59+00:00
Accession:  0000939057-23-000023
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Riverview Bancorp Q3 fiscal 2023 net income $5.2M ($0.24 EPS); NIM expands to 3.48%
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- Net income $5.2M ($0.24 diluted) vs $5.5M ($0.25) year ago; no provision for loan losses.
- Net interest margin expanded to 3.48% from 2.96% YoY; net interest income rose to $13.7M.
- Total deposits fell $123M to $1.37B; FHLB advances of $32.3M partially offset decline.
- Non-performing loans ex-govt guaranteed were $236,000 (0.01% assets); allowance 1.43%.
- Declared $0.06 quarterly dividend; board authorized $2.5M share repurchase program.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/0000939057-23-000023-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1041368/000093905723000023/riv8k12623.htm
  HTML page:      https://secwatch.observer/filing/0000939057-23-000023

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