{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-23-000112","form_type":"8-K","ticker":"PROV","cik":"0001010470","company_name":"PROVIDENT FINANCIAL HOLDINGS INC","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.576746+00:00","generated_at":"2026-06-16T11:18:18.726482+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Provident Financial Q3 net income up 37% to $2.32M; EPS $0.33","bullets":["Net income $2.32M vs. $1.70M YoY; diluted EPS $0.33 vs. $0.23 (up 43%).","Net interest margin expanded 39 bps to 3.00%; net interest income +25% to $9.40M.","Loans held for investment rose 15% to $1.08B; total deposits up 3% to $983M.","Non-performing assets only 0.07% of total assets; provision for loan losses of $169K.","Repurchased 98,307 shares at avg $14.20; diluted shares down to 7.15M from 7.41M."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-23-000112","json":"https://secwatch.observer/filing/0000939057-23-000112.json","markdown":"https://secwatch.observer/filing/0000939057-23-000112.md","text":"https://secwatch.observer/filing/0000939057-23-000112.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1010470/000093905723000112/0000939057-23-000112-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1010470/000093905723000112/prov8k42623.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T11:18:18.726482+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a3985a9db3a129b6475616f7c46bb9f224c67c11","claim":"PROVIDENT FINANCIAL HOLDINGS INC reported third quarter of fiscal 2023 (quarter ended March 31, 2023) results: net income $2.32 million, EPS $0.33 per diluted share.","evidence_excerpt":"For the quarter ended March 31, 2023, the Company reported net income of $2.32 million, or $0.33 per diluted share (on 7.15 million average diluted shares outstanding), up 37 percent from net income of $1.70 million, or $0.23 per diluted share (on 7.41 million average diluted shares outstanding), in the comparable period a year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1010470/000093905723000112/0000939057-23-000112-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of fiscal 2023 (quarter ended March 31, 2023)"},{"label":"Net income","value":"$2.32 million"},{"label":"EPS","value":"$0.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}