secwatch.observer — SEC 8-K summary
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Issuer:     PROVIDENT FINANCIAL HOLDINGS INC (PROV)
CIK:        0001010470
Form:       8-K
Filed at:   2023-04-26T23:59:59+00:00
Accession:  0000939057-23-000112
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Provident Financial Q3 net income up 37% to $2.32M; EPS $0.33
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- Net income $2.32M vs. $1.70M YoY; diluted EPS $0.33 vs. $0.23 (up 43%).
- Net interest margin expanded 39 bps to 3.00%; net interest income +25% to $9.40M.
- Loans held for investment rose 15% to $1.08B; total deposits up 3% to $983M.
- Non-performing assets only 0.07% of total assets; provision for loan losses of $169K.
- Repurchased 98,307 shares at avg $14.20; diluted shares down to 7.15M from 7.41M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1010470/000093905723000112/0000939057-23-000112-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1010470/000093905723000112/prov8k42623.htm
  HTML page:      https://secwatch.observer/filing/0000939057-23-000112

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