{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-23-000114","form_type":"8-K","ticker":"TSBK","cik":"0001046050","company_name":"TIMBERLAND BANCORP INC","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.755142+00:00","generated_at":"2026-06-16T07:52:07.846551+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Timberland Bancorp Q2 net income $6.66M, EPS $0.80, up 25% YoY","bullets":["Net income $6.66M ($0.80 EPS) vs $5.33M ($0.63) a year ago; ROAA 1.48%, ROAE 11.86%.","Net interest margin expanded to 3.99% from 2.95% YoY; net interest income $17.15M (+33%).","Loan portfolio grew 17% YoY to $1.21B net; provision for loan losses $475K for quarter.","Total deposits $1.55B, down 3% sequentially; only 12% of deposits uninsured at quarter end.","Quarterly dividend $0.23/sh, payable May 26; non-performing assets at 0.12% of total assets."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-23-000114","json":"https://secwatch.observer/filing/0000939057-23-000114.json","markdown":"https://secwatch.observer/filing/0000939057-23-000114.md","text":"https://secwatch.observer/filing/0000939057-23-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046050/000093905723000114/0000939057-23-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046050/000093905723000114/timb8k42523.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T07:52:07.846551+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9e9f93188d7ef90e23810d43825dbdd7282ca53d","claim":"TIMBERLAND BANCORP INC reported the first six months of fiscal 2023 results: revenue $40.24 million, net income $14.17 million, EPS $1.70 per diluted common share.","evidence_excerpt":"was primarily due to a decrease in net interest income as funding costs increased at a greater pace than interest income increased. Operating revenue increased by 25% to $40.24 million for the first six months of fiscal 2023 from $32.11 million for the first six months of fiscal 2022, primarily due to increased interest income from loans, overnight funds, and","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1046050/000093905723000114/0000939057-23-000114-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first six months of fiscal 2023"},{"label":"Revenue","value":"$40.24 million"},{"label":"Net income","value":"$14.17 million"},{"label":"EPS","value":"$1.70 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a5a86fd7d153400b87bfdb295b3c30681d5dba49","claim":"TIMBERLAND BANCORP INC reported the quarter ended March 31, 2023 results: revenue $19.79 million, net income $6.66 million, EPS $0.80 per diluted common share.","evidence_excerpt":"Reserve. Operating Results Operating revenue (net interest income before the provision for loan losses plus non-interest income) for the current quarter increased 24% to $19.79 million from $15.98 million for the comparable quarter one year ago and decreased 3% from $20.45 million for the preceding quarter. The decrease in operating revenue compared to the","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1046050/000093905723000114/0000939057-23-000114-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Revenue","value":"$19.79 million"},{"label":"Net income","value":"$6.66 million"},{"label":"EPS","value":"$0.80 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}