Provident Financial Q3 net income $1.49M ($0.22/diluted), down 36% YoY; NIM 2.74%

PROVIDENT FINANCIAL HOLDINGS INC

2024-Q3 EPS reported $0.77

Net income $1.49M ($0.22 diluted) vs $2.32M ($0.33) YoY, down 36%.
Net interest margin 2.74%, down 26 bps YoY; net interest income $8.56M (-9% YoY).
Loans held for investment $1.07B (-1% from June 2023); total deposits $908.1M (-5%).
Non-performing assets ratio 0.17% (vs 0.10% at June 30, 2023); allowance for credit losses 0.67% of loans.
Repurchased 50,051 shares at avg cost $13.99 in Q3; 237,592 shares remain under program expiring Sep 2024.

item 2.02 item 7.01 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

PROVIDENT FINANCIAL HOLDINGS INC reported third quarter of the fiscal year ending June 30, 2024 results: net income $1.49 million, EPS $0.22 per diluted share.

Period: third quarter of the fiscal year ending June 30, 2024
Net income: $1.49 million
EPS: $0.22 per diluted share
Result: reported results

Exact text from the filing

The Company reported net income of $1.49 million, or $0.22 per diluted share (on 6.94 million average diluted shares outstanding) for the quarter ended March 31, 2024

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Source: SEC EDGAR

accession 0000939057-24-000089

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