---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-24-000185"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2024-07-24T23:59:59+00:00"
generated_at: "2026-05-31T16:38:02.929633+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Timberland Bancorp Q3 net income $5.92M, EPS $0.74; net interest margin improves to 3.53%

## Summary
- Diluted EPS $0.74, up 6% from $0.70 preceding quarter but down 4% from $0.77 year ago.
- Net interest margin expanded 5 bps to 3.53% from 3.48% prior quarter; efficiency ratio improved to 58.97%.
- Net loans increased 3% QoQ and 11% YoY; total deposits up 5% YoY but down 1% QoQ.
- Declared $0.24 quarterly dividend, payable Aug 23, 2024 to holders of record Aug 9; 47th consecutive payout.
- Repurchased 70,000 shares for $1.77M; non-performing assets ratio 0.22% vs 0.19% prior quarter.

## SEC filing metadata
- accession: 0000939057-24-000185
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2024-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905724000185/0000939057-24-000185-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905724000185/timb8k72324.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-24-000185
- JSON: https://secwatch.observer/filing/0000939057-24-000185.json
- Plain text: https://secwatch.observer/filing/0000939057-24-000185.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.