8-K
filed October 28, 2024, 7:59 PM ET
ticker PROV
CIK 0001010470
earnings
confidence high
sentiment neutral
materiality 0.70
Provident Financial Q1 FY2025 EPS $0.28, net income $1.90M (+8% YoY); NIM 2.84%
PROVIDENT FINANCIAL HOLDINGS INC
2025-Q1 EPS reported
$0.28
- Net income $1.90M, diluted EPS $0.28, up 8% YoY from $1.76M ($0.25); down 3% sequentially.
- Net interest margin 2.84%, up 10 bps QoQ but down 4 bps YoY; net interest income $8.62M.
- Recovery of credit losses $697k vs $545k provision YoY; NPA ratio improved to 0.17%.
- Deposits $863.9M (-3% vs June); loans held for investment $1.05B unchanged; efficiency ratio 79.06%.
- Repo'd 93,641 shares at $14.26 avg; 95,475 shares remain under buyback expiring Sept 2025.
Machine-readable event card
- schema_version
- secwatch.filing_event.v1
- accession
- 0000939057-24-000284
- form_type
- 8-K
- ticker
- PROV
- cik
- 0001010470
- company_name
- PROVIDENT FINANCIAL HOLDINGS INC
- filed_at
- 2024-10-28T23:59:59+00:00
- discovered_at
- 2026-05-14T18:03:07.352053+00:00
- generated_at
- 2026-05-30T09:33:58.961739+00:00
- sec_items
- ["2.02", "7.01", "9.01"]
- event_type
- earnings
- sentiment
- neutral
- materiality_score
- 0.7
- calibrated_materiality_score
- 0.7
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0000939057-24-000284
- json_url
- https://secwatch.observer/filing/0000939057-24-000284.json
- markdown_url
- https://secwatch.observer/filing/0000939057-24-000284.md
- text_url
- https://secwatch.observer/filing/0000939057-24-000284.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/1010470/000093905724000284/0000939057-24-000284-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/1010470/000093905724000284/prov8k102824.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
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- correction_note
- null
- correction_timestamp
- null
- superseded_by
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