{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-24-000286","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.464412+00:00","generated_at":"2026-05-30T08:51:16.333011+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Riverview Bancorp Q2 FY2025 net income $1.6M ($0.07 EPS), down from $2.5M YoY","bullets":["Net interest income $8.9M vs $9.9M YoY; NIM contracted to 2.46% from 2.63%.","Total loans grew $15.9M in the quarter to $1.06B; deposits increased $17.8M to $1.24B.","Non-performing assets remained low at $450K (0.03% of assets); provision for credit losses $100K.","Board authorized a $2M stock repurchase program; quarterly dividend maintained at $0.02/share.","Tangible book value per share improved to $6.33 from $5.90 a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-24-000286","json":"https://secwatch.observer/filing/0000939057-24-000286.json","markdown":"https://secwatch.observer/filing/0000939057-24-000286.md","text":"https://secwatch.observer/filing/0000939057-24-000286.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905724000286/0000939057-24-000286-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905724000286/riv8k102424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:51:16.333011+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}