---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-24-000286"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2024-10-29T23:59:59+00:00"
generated_at: "2026-05-30T08:51:16.333011+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q2 FY2025 net income $1.6M ($0.07 EPS), down from $2.5M YoY

## Summary
- Net interest income $8.9M vs $9.9M YoY; NIM contracted to 2.46% from 2.63%.
- Total loans grew $15.9M in the quarter to $1.06B; deposits increased $17.8M to $1.24B.
- Non-performing assets remained low at $450K (0.03% of assets); provision for credit losses $100K.
- Board authorized a $2M stock repurchase program; quarterly dividend maintained at $0.02/share.
- Tangible book value per share improved to $6.33 from $5.90 a year ago.

## SEC filing metadata
- accession: 0000939057-24-000286
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2024-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905724000286/0000939057-24-000286-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905724000286/riv8k102424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-24-000286
- JSON: https://secwatch.observer/filing/0000939057-24-000286.json
- Plain text: https://secwatch.observer/filing/0000939057-24-000286.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.