{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-25-000023","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2025-02-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.774680+00:00","generated_at":"2026-05-27T03:16:54.169062+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Riverview Bancorp Q3 FY2025 net income $1.2M, down from $1.5M YoY; NIM expands to 2.60%","bullets":["Diluted EPS $0.06 vs $0.07 in prior quarter and year-ago quarter; net income $1.2M for Q3 FY2025.","Net interest margin improved 14 bps sequentially to 2.60% driven by higher loan yields (4.97%) and stable funding costs.","Total loans $1.05B, down $15.9M from Q2 due to large payoffs; loan originations $31.1M, pipeline $49.1M.","No provision for credit losses in Q3; non-performing assets $469K, or 0.03% of total assets.","Company repurchased 200,073 shares at avg price $5.43 under $2M buyback program; quarterly dividend $0.02 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-25-000023","json":"https://secwatch.observer/filing/0000939057-25-000023.json","markdown":"https://secwatch.observer/filing/0000939057-25-000023.md","text":"https://secwatch.observer/filing/0000939057-25-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000023/0000939057-25-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000023/riv8k13025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T03:16:54.169062+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}