---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-25-000023"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2025-02-04T23:59:59+00:00"
generated_at: "2026-05-27T03:16:54.169062+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp Q3 FY2025 net income $1.2M, down from $1.5M YoY; NIM expands to 2.60%

## Summary
- Diluted EPS $0.06 vs $0.07 in prior quarter and year-ago quarter; net income $1.2M for Q3 FY2025.
- Net interest margin improved 14 bps sequentially to 2.60% driven by higher loan yields (4.97%) and stable funding costs.
- Total loans $1.05B, down $15.9M from Q2 due to large payoffs; loan originations $31.1M, pipeline $49.1M.
- No provision for credit losses in Q3; non-performing assets $469K, or 0.03% of total assets.
- Company repurchased 200,073 shares at avg price $5.43 under $2M buyback program; quarterly dividend $0.02 per share.

## SEC filing metadata
- accession: 0000939057-25-000023
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2025-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905725000023/0000939057-25-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905725000023/riv8k13025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-25-000023
- JSON: https://secwatch.observer/filing/0000939057-25-000023.json
- Plain text: https://secwatch.observer/filing/0000939057-25-000023.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.