secwatch.observer — SEC 8-K summary
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Issuer:     RIVERVIEW BANCORP INC (RVSB)
CIK:        0001041368
Form:       8-K
Filed at:   2025-02-04T23:59:59+00:00
Accession:  0000939057-25-000023
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Riverview Bancorp Q3 FY2025 net income $1.2M, down from $1.5M YoY; NIM expands to 2.60%
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- Diluted EPS $0.06 vs $0.07 in prior quarter and year-ago quarter; net income $1.2M for Q3 FY2025.
- Net interest margin improved 14 bps sequentially to 2.60% driven by higher loan yields (4.97%) and stable funding costs.
- Total loans $1.05B, down $15.9M from Q2 due to large payoffs; loan originations $31.1M, pipeline $49.1M.
- No provision for credit losses in Q3; non-performing assets $469K, or 0.03% of total assets.
- Company repurchased 200,073 shares at avg price $5.43 under $2M buyback program; quarterly dividend $0.02 per share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1041368/000093905725000023/0000939057-25-000023-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1041368/000093905725000023/riv8k13025.htm
  HTML page:      https://secwatch.observer/filing/0000939057-25-000023

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