---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-25-000092"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T06:37:41.070719+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Timberland Bancorp Q2 net income $6.76M, EPS $0.85, NIM expands to 3.79%

## Summary
- Net income $6.76M ($0.85 diluted EPS) vs $5.71M ($0.70) a year ago; EPS up 21% YoY.
- Net interest margin expanded to 3.79% from 3.64% prior quarter and 3.48% a year ago.
- Quarterly cash dividend increased 4% to $0.26/share, payable May 23 to holders of record May 9.
- Two loans totaling $21.3M to one borrower downgraded to substandard due to legal issue; loans performing and well collateralized.
- Repurchased 61,764 shares for $1.91M during the quarter; 65,995 shares remain under buyback plan.

## SEC filing metadata
- accession: 0000939057-25-000092
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905725000092/0000939057-25-000092-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905725000092/timb8k42225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-25-000092
- JSON: https://secwatch.observer/filing/0000939057-25-000092.json
- Plain text: https://secwatch.observer/filing/0000939057-25-000092.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
