secwatch / observer

8-K filed April 28, 2025, 7:59 PM ET ticker PROV CIK 0001010470

earnings confidence high sentiment positive materiality 0.65

Provident Financial Q3 net income $1.86M, EPS $0.28, up 24% YoY; NIM improves to 3.02%

PROVIDENT FINANCIAL HOLDINGS INC

2025-Q3 EPS reported $0.68 vs consensus $0.31 ▲ beat (+122.2%)

Net income $1.86M ($0.28 diluted EPS), up 24% from $1.50M ($0.22) in Q3 FY24; up 113% sequentially.
Net interest margin 3.02%, up 28 bps YoY; net interest income $9.21M, up 8%.
Non-performing assets to total assets 0.11%, down from 0.20% at June 30, 2024; recovery of credit losses $391K.
Repurchased 51,869 shares at avg $15.30; 293,132 shares remaining under buyback.
Loans held for investment $1.06B (+1% from June 30, 2024); total deposits $901.3M (+2%).

item 2.02 item 7.01 item 9.01

Machine-readable event card

schema_version: secwatch.filing_event.v1
accession: 0000939057-25-000096
form_type: 8-K
ticker: PROV
cik: 0001010470
company_name: PROVIDENT FINANCIAL HOLDINGS INC
filed_at: 2025-04-28T23:59:59+00:00
discovered_at: 2026-05-14T18:02:47.142731+00:00
generated_at: 2026-05-23T04:37:47.384466+00:00
sec_items: ["2.02", "7.01", "9.01"]
event_type: earnings
sentiment: positive
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: high
secwatch_canonical_url: https://secwatch.observer/filing/0000939057-25-000096
json_url: https://secwatch.observer/filing/0000939057-25-000096.json
markdown_url: https://secwatch.observer/filing/0000939057-25-000096.md
text_url: https://secwatch.observer/filing/0000939057-25-000096.txt
edgar_index_url: https://www.sec.gov/Archives/edgar/data/1010470/000093905725000096/0000939057-25-000096-index.htm
edgar_primary_document_url: https://www.sec.gov/Archives/edgar/data/1010470/000093905725000096/prov8k42825.htm
generated_by_model: deepseek-v4-flash:cloud@v2
review_status: machine_generated
human_reviewed: false
corrected: false
correction_note: null
correction_timestamp: null
superseded_by: null

JSON Markdown Plain text

Comparable filings

FNGR

FingerMotion FY2026 revenue down 32% to $24.1M; net loss widens to $7.0M

FingerMotion, Inc. May 29, 2026, 5:12 PM ET earnings Items 2.02, 7.01, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

ADSK

Autodesk Q1 FY27 revenue up 18% to $1.93B, GAAP EPS $2.32; acquires MaintainX

Autodesk, Inc. May 28, 2026, 4:14 PM ET earnings Items 2.02, 7.01, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

OKTA

Okta Q1 FY2027 rev $765M (+11% YoY); GAAP net income $74M; free cash flow $271M

Okta, Inc. May 28, 2026, 4:03 PM ET earnings Items 2.02, 7.01, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

SOTK

Sono-Tek reports FY2026 net income up 42% to $1.8M; gross margin expands to 51%

SONO TEK CORP May 28, 2026, 7:10 AM ET earnings Items 2.02, 7.01, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

KSS

Kohl's Q1 net loss $14M; comparable sales down 1.1% YoY; affirms FY outlook

KOHLS Corp May 28, 2026, 7:00 AM ET earnings Items 2.02, 7.01, 8.01, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

DLTR

Dollar Tree Q1 net sales +7.2%, comp +3.5%, adj EPS $1.74 (+38%), raises FY guidance

DOLLAR TREE, INC. May 28, 2026, 6:31 AM ET earnings Items 2.02, 7.01, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

BBWI

BBWI Q1 sales down 3%, adjusted EPS $0.32 beats guidance; CFO Boratto to step down June 12

Bath & Body Works, Inc. May 27, 2026, 7:12 AM ET earnings Items 2.02, 7.01, 5.02, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

SMTC

Semtech reports record Q1 net sales $291M, GAAP EPS $0.27, adjusted EPS $0.51

SEMTECH CORP May 26, 2026, 4:07 PM ET earnings Items 2.02, 7.01, 9.01

same SEC item: 2.02, 7.01, 9.01 same event type: earnings similar materiality

Filing page SEC filing

Source: SEC EDGAR

accession 0000939057-25-000096

view filing index on sec.gov

view primary document

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.