{"schema_version":"secwatch.filing_event.v1","accession":"0000939057-25-000105","form_type":"8-K","ticker":"RVSB","cik":"0001041368","company_name":"RIVERVIEW BANCORP INC","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.268745+00:00","generated_at":"2026-05-23T01:50:15.309951+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Riverview Bancorp reports Q4 net income $1.1M ($0.05 EPS); NIM expands to 2.65%","bullets":["Net income $1.1M ($0.05 diluted EPS) vs $1.2M in Q3 FY25; FY25 net income $4.9M ($0.23 diluted EPS).","Net interest margin improved to 2.65% from 2.32% a year ago; net interest income $9.2M vs $8.6M YoY.","Total loans grew $38.4M YoY to $1.06B; loan originations surged to $49.4M in Q4 vs $12.7M a year ago.","Non-performing assets negligible at $155K (0.01% of total assets); no provision for credit losses recorded.","Completed $2.0M stock repurchase plan in Q4; paid $0.02 per share dividend on April 25, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000939057-25-000105","json":"https://secwatch.observer/filing/0000939057-25-000105.json","markdown":"https://secwatch.observer/filing/0000939057-25-000105.md","text":"https://secwatch.observer/filing/0000939057-25-000105.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000105/0000939057-25-000105-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1041368/000093905725000105/riv8ker42925.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:50:15.309951+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}