---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-25-000105"
form_type: "8-K"
ticker: "RVSB"
cik: "0001041368"
company_name: "RIVERVIEW BANCORP INC"
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T01:50:15.309951+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Riverview Bancorp reports Q4 net income $1.1M ($0.05 EPS); NIM expands to 2.65%

## Summary
- Net income $1.1M ($0.05 diluted EPS) vs $1.2M in Q3 FY25; FY25 net income $4.9M ($0.23 diluted EPS).
- Net interest margin improved to 2.65% from 2.32% a year ago; net interest income $9.2M vs $8.6M YoY.
- Total loans grew $38.4M YoY to $1.06B; loan originations surged to $49.4M in Q4 vs $12.7M a year ago.
- Non-performing assets negligible at $155K (0.01% of total assets); no provision for credit losses recorded.
- Completed $2.0M stock repurchase plan in Q4; paid $0.02 per share dividend on April 25, 2025.

## SEC filing metadata
- accession: 0000939057-25-000105
- form_type: 8-K
- ticker: RVSB
- cik: 0001041368
- company_name: RIVERVIEW BANCORP INC
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1041368/000093905725000105/0000939057-25-000105-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1041368/000093905725000105/riv8ker42925.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-25-000105
- JSON: https://secwatch.observer/filing/0000939057-25-000105.json
- Plain text: https://secwatch.observer/filing/0000939057-25-000105.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.