secwatch.observer — SEC 8-K summary
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Issuer:     RIVERVIEW BANCORP INC (RVSB)
CIK:        0001041368
Form:       8-K
Filed at:   2025-04-30T23:59:59+00:00
Accession:  0000939057-25-000105
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Riverview Bancorp reports Q4 net income $1.1M ($0.05 EPS); NIM expands to 2.65%
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- Net income $1.1M ($0.05 diluted EPS) vs $1.2M in Q3 FY25; FY25 net income $4.9M ($0.23 diluted EPS).
- Net interest margin improved to 2.65% from 2.32% a year ago; net interest income $9.2M vs $8.6M YoY.
- Total loans grew $38.4M YoY to $1.06B; loan originations surged to $49.4M in Q4 vs $12.7M a year ago.
- Non-performing assets negligible at $155K (0.01% of total assets); no provision for credit losses recorded.
- Completed $2.0M stock repurchase plan in Q4; paid $0.02 per share dividend on April 25, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1041368/000093905725000105/0000939057-25-000105-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1041368/000093905725000105/riv8ker42925.htm
  HTML page:      https://secwatch.observer/filing/0000939057-25-000105

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