---
schema_version: "secwatch.filing_event.v1"
accession: "0000939057-25-000177"
form_type: "8-K"
ticker: "TSBK"
cik: "0001046050"
company_name: "TIMBERLAND BANCORP INC"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:04:55.246489+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Timberland Q3 net income $7.10M ($0.90 EPS), up 22% YoY; new stock buyback authorized

## Summary
- Diluted EPS $0.90 vs $0.74 YoY; net income $7.10M vs $5.92M (+20% YoY).
- Net interest margin expanded to 3.80% from 3.53% YoY; efficiency ratio improved to 54.48%.
- Board declared $0.26 quarterly dividend payable Aug 22 to holders of record Aug 8.
- New buyback program authorizes repurchase of up to 393,842 shares (5% of outstanding).
- Non-performing assets ratio edged to 0.21% vs 0.13% prior quarter but down from 0.22% YoY.

## SEC filing metadata
- accession: 0000939057-25-000177
- form_type: 8-K
- ticker: TSBK
- cik: 0001046050
- company_name: TIMBERLAND BANCORP INC
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046050/000093905725000177/0000939057-25-000177-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046050/000093905725000177/8k6302025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000939057-25-000177
- JSON: https://secwatch.observer/filing/0000939057-25-000177.json
- Plain text: https://secwatch.observer/filing/0000939057-25-000177.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.