8-K
filed July 28, 2025, 7:59 PM ET
ticker PROV
CIK 0001010470
earnings
confidence high
sentiment negative
materiality 0.70
Provident Financial Q4 net income falls 17% YoY to $1.63M; NIM 2.94%
PROVIDENT FINANCIAL HOLDINGS INC
2025-FY EPS reported
$0.93
- Net income $1.63M ($0.24 diluted EPS) vs $1.95M ($0.28) YoY; down 12% sequentially from Q3.
- Net interest margin 2.94%, up 20 bps YoY but down 8 bps sequentially; net interest income +5% YoY.
- Non-performing assets ratio improved to 0.11% from 0.20% YoY; no loan charge-offs in Q4.
- Repurchased 76,104 shares at avg $15.00 in Q4; 217,028 shares remain under buyback program.
- Management optimistic for FY2026 citing stable conditions and potential upward yield curve.
Machine-readable event card
- schema_version
- secwatch.filing_event.v1
- accession
- 0000939057-25-000183
- form_type
- 8-K
- ticker
- PROV
- cik
- 0001010470
- company_name
- PROVIDENT FINANCIAL HOLDINGS INC
- filed_at
- 2025-07-28T23:59:59+00:00
- discovered_at
- 2026-05-14T18:02:43.122486+00:00
- generated_at
- 2026-05-18T00:03:16.164765+00:00
- sec_items
- ["2.02", "7.01", "9.01"]
- event_type
- earnings
- sentiment
- negative
- materiality_score
- 0.7
- calibrated_materiality_score
- 0.7
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0000939057-25-000183
- json_url
- https://secwatch.observer/filing/0000939057-25-000183.json
- markdown_url
- https://secwatch.observer/filing/0000939057-25-000183.md
- text_url
- https://secwatch.observer/filing/0000939057-25-000183.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/1010470/000093905725000183/0000939057-25-000183-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/1010470/000093905725000183/prov8k72825.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
- false
- correction_note
- null
- correction_timestamp
- null
- superseded_by
- null
Comparable filings
FNGR
FingerMotion FY2026 revenue down 32% to $24.1M; net loss widens to $7.0M
FingerMotion, Inc.
May 29, 2026, 5:12 PM ET
earnings
Items 2.02, 7.01, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
ADSK
Autodesk Q1 FY27 revenue up 18% to $1.93B, GAAP EPS $2.32; acquires MaintainX
Autodesk, Inc.
May 28, 2026, 4:14 PM ET
earnings
Items 2.02, 7.01, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
OKTA
Okta Q1 FY2027 rev $765M (+11% YoY); GAAP net income $74M; free cash flow $271M
Okta, Inc.
May 28, 2026, 4:03 PM ET
earnings
Items 2.02, 7.01, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
SOTK
Sono-Tek reports FY2026 net income up 42% to $1.8M; gross margin expands to 51%
SONO TEK CORP
May 28, 2026, 7:10 AM ET
earnings
Items 2.02, 7.01, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
KSS
Kohl's Q1 net loss $14M; comparable sales down 1.1% YoY; affirms FY outlook
KOHLS Corp
May 28, 2026, 7:00 AM ET
earnings
Items 2.02, 7.01, 8.01, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
DLTR
Dollar Tree Q1 net sales +7.2%, comp +3.5%, adj EPS $1.74 (+38%), raises FY guidance
DOLLAR TREE, INC.
May 28, 2026, 6:31 AM ET
earnings
Items 2.02, 7.01, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
BBWI
BBWI Q1 sales down 3%, adjusted EPS $0.32 beats guidance; CFO Boratto to step down June 12
Bath & Body Works, Inc.
May 27, 2026, 7:12 AM ET
earnings
Items 2.02, 7.01, 5.02, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
SMTC
Semtech reports record Q1 net sales $291M, GAAP EPS $0.27, adjusted EPS $0.51
SEMTECH CORP
May 26, 2026, 4:07 PM ET
earnings
Items 2.02, 7.01, 9.01
same SEC item: 2.02, 7.01, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice.
See methodology for how this pipeline works.